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Could you tell me why we need health care reform?

Well, I want to know about health care reform. Has anyone ever tested the limits of their health insurance, and if so, what was the result? Could you tell me that why we need health care reform? Does anyone believe that our current health care system is fine and requires no reform? I’m trying to figure out why my fellow countrymen and -women are so adverse to health care reform, and if you answer any or all of the questions below, it would be a great help. Please help me.

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